Many people dream of earning a steady income every month, but the idea of making ₦850,000 sounds almost impossible to most. I used to think the same way—until I learned that the internet gives us powerful tools to earn money, even from home.
In this article, I will share exactly how I would do it, step by step. This is not theory—it’s a practical action plan that anyone can follow if they are ready to work consistently.
👉 You can also check out What I Will Do To Start Earning N850,000 a Month for more insights and examples.
Step 1: Choose a Profitable Product or Service
The very first step is to decide what to sell. You can’t earn money if you don’t have a product or service that people want.
When choosing a product, I focus on three things:
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High Demand – People must already be searching for it. For example, training on “how to make money online,” “weight loss,” or “digital skills” are always in demand.
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Low Cost to Deliver – Digital products (like ebooks, online courses, or memberships) don’t require stock, shipping, or big expenses.
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Good Profit Margin – I want at least ₦10,000+ per sale, so I can scale up quickly.
At the beginning, I would promote affiliate products—this means I don’t need to create my own product. I simply recommend something useful and earn a commission when people buy through my link. Platforms like Digistore24, Expertnaire, or ClickBank have thousands of products to choose from.
Step 2: Build a Simple Online Setup
Once I have a product, I need an online system that brings people from “stranger” to “buyer.”
This system has three main parts:
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Landing Page – A simple webpage where people learn about the product and can take action (sign up or buy).
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Email List – An email marketing tool like ConvertKit or Systeme.io that collects emails and allows me to send follow-up messages.
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Payment Method – Since I’m in Nigeria, I would use Opay, Paystack, or Flutterwave for local payments.
With ₦55,200, I can pay for hosting, a domain name, and a basic landing page tool. Some tools like Systeme.io even offer a free plan, which is perfect for starting out.
Step 3: Get Traffic (Visitors)
A landing page without visitors is useless. Traffic is the lifeblood of online business. Since I have a small budget, I will use free and low-cost methods at first.
Free Methods
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Social Media Marketing – Create short, valuable videos on TikTok, Instagram Reels, and YouTube Shorts. For example: “How I make money online in Nigeria with just my phone.” Then add my landing page link in my bio.
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Facebook Groups & Communities – Join groups where people discuss side hustles or online businesses, share valuable advice, and recommend my landing page.
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Blogging & SEO – Write articles about topics people search for, like “best online side hustles in Nigeria,” and optimize them for search engines.
Low-Cost Methods
Once I start earning, I’ll reinvest in:
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Facebook & Instagram Ads – Target people interested in making money online, business, or side hustles.
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Google Ads – Appear when people search for related keywords.
Step 4: Monetize (Make Money)
Now that traffic is coming in, how do I turn it into money?
I’ll use two approaches:
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Affiliate Marketing
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Recommend high-quality digital products.
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Example: A ₦40,000 online course that pays me 50% commission = ₦20,000 per sale.
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With just 43 sales a month, that’s ₦860,000.
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Create My Own Digital Product (Later)
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Once I gain experience, I can package my knowledge into an ebook or mini-course.
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Example: “How to Start a Profitable Side Hustle with Just Your Phone.”
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Selling it for ₦10,000 to 100 people = ₦1,000,000.
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Affiliate marketing helps me start fast. Creating my own product helps me scale big.
Step 5: Grow and Scale
The key to making ₦850,000 a month is not just making a few sales—it’s about scaling up.
Here’s how I would do it:
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Content Consistency – Post daily on TikTok, Instagram, and YouTube. One viral video can bring thousands of views and leads.
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Email Marketing – Build trust by sending tips, stories, and solutions through email. People buy more from someone they trust.
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Paid Ads – Reinvest a part of my profits into ads that bring in even more customers.
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Outsourcing – Pay freelancers to handle tasks like video editing, graphic design, or writing, so I can focus on growth.
Step 6: Stay Consistent
The biggest reason most people fail is because they give up too early. Consistency is the secret ingredient.
To reach ₦850,000 a month, I would:
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Create content daily (even if I don’t feel like it).
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Follow up with my email list every week.
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Keep testing new ideas until I find what works.
It might take 2–3 months before I see big results, but once the system works, it becomes easier to grow.
Step 7: Reinvest Profits
Finally, I would not spend all my earnings. To keep growing, I will reinvest into:
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Better Tools – Professional landing page builders, email software, and ad trackers.
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Advertising – Facebook, Instagram, and Google Ads to scale my sales.
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Learning – Buy courses, attend webinars, or hire mentors to improve my skills.
By reinvesting, I can grow faster and ensure the ₦850,000 monthly income becomes steady.
Conclusion
Making ₦850,000 every month is not magic—it’s about following a proven system:
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Choose a product or service people need.
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Build a simple online setup.
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Get visitors (traffic).
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Convert them into buyers.
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Scale and reinvest.
It doesn’t matter if you start small with just ₦55,200. What matters is taking action today, staying consistent, and improving as you go.
If you want more details and a practical breakdown, check out 👉 What I Will Do To Start Earning N850,000 a Month.
The journey may take time, but once the system is in place, the results will surprise you. Start small, dream big, and work daily—the ₦850,000 goal is absolutely possible.
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